Educational Psychology and its Fundamentals, perfect for TET or B.Ed exam preparation.

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point-to-point information on Educational Psychology and its Fundamentals, perfect for TET or B.Ed exam preparation.

📘 Educational Psychology – Key Points

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1. Meaning

  • Educational Psychology is the branch of psychology that studies human learning and teaching in educational settings.
  • It focuses on how students learn, what motivates them, and how teachers can make learning effective.

2. Definition

  • Crow & Crow: “Educational Psychology describes and explains learning experiences of an individual from birth through old age.”
  • Skinner: “Educational Psychology is the scientific study of human behavior in educational situations.”

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3.Nature

  • Applied Science: It applies psychological principles to education.
  • Positive Science: It is based on facts and observation.
  • Practical: Helps teachers solve classroom problems.
  • Dynamic: Keeps changing with new research and educational needs.

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4. Scope (Areas of Study)

  • Growth and Development of children.
  • Learning Process – how learning takes place.
  • Intelligence and Creativity.
  • Motivation and Interest.
  • Personality and Adjustment.
  • Mental Health and Hygiene.
  • Measurement and Evaluation.
  • Exceptional Children (gifted, slow learners, etc.).

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5. Importance for Teachers

  • Helps understand students’ abilities and interests.
  • Guides teachers to choose suitable teaching methods.
  • Helps maintain discipline positively.
  • Aids in guidance and counseling.
  • Helps create a better learning environment.

🧠 Fundamentals of Educational Psychology

Fundamental ConceptExplanation
. Growth & Development
Continuous process — physical, mental, emotional, and social development of the child.
 LearningA permanent change in behavior through experience and practice.
Motivation
Inner drive or reason that encourages learning.
. Individual Differences
Every learner is unique — in intelligence, interest, ability, and attitude.
 Transfer of Learning
Learning in one situation can help or hinder learning in another.
Memory and Forgetting
Retaining learned material and causes of forgetting.
 IntelligenceAbility to learn, reason, and solve problems.
 PersonalityTotal behavior pattern of an individual.
 Adjustment & Mental HealthAbility to cope with life situations positively.
EvaluationAssessment of learning outcomes to improve teaching.

 Objectives of Educational Psychology

  • To understand learner behavior.
  • To improve the teaching–learning process.
  • To develop suitable instructional techniques.
  • To measure learning outcomes.
  • To promote mental health and personality development.

Conclusion

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Educational Psychology helps teachers understand how children think, feel, and learn — enabling them to teach effectively and shape holistic personalities.

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Atal Pension Yojana 2025: Complete information about eligibility, benefits, contributions and application process

Atal Pension Yojana 2025: Complete information about eligibility, benefits, contributions and application process

Atal Pension Yojana:-Detailed information about Atal Pension Yojana (APY) Atal Pension Yojana (Atal Pension Yojana – APY) is an important social security scheme launched by the Government of India, which aims to provide financial security to unorganized sector workers (such as street vendors, domestic workers, construction workers, etc.) in old age. The scheme is named after former Prime Minister Atal Bihari Vajpayee and was launched in 2015. It is managed by the Pension Fund Regulatory and Development Authority (PFRDA).

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Main objectives of Atal Pension Yojana

💥To extend pension benefits to people in the unorganised sector.
💥To provide fixed monthly pension (ranging from ₹1,000 to ₹5,000) after the age of 60 years.
💥To provide an opportunity to earn big returns from small investments.

Eligibility for Atal Pension Yojana

  • Age: Indian citizens between 18 and 40 years.
  • Must have a savings account with any Indian bank or post office.
  • An individual can open only one account; family members can join separately.
  • There is no income limit, but it is mainly designed for the lower and middle class.

Contribution and pension amount

The subscriber has to make monthly contributions up to the age of 60 after joining between the ages of 18 and 40. The pension amount is determined based on the contributions.

Benefits of Atal Pension Yojana

Pension: Monthly pension for life after 60 years, after death the wife/husband gets next. After that the nominee gets the corpus (deposit amount).
Tax benefits of Atal Pension Yojana:
Contribution: Deduction up to ₹1.5 lakh under section 80C.

👉Pension: Partial deduction under section 80D.

👉Corpus after death: Tax-free.

👉Security: Contribution can be adjusted, but only once in a year.

👉Others: Automatic transfer of NPS subscribers.

How to apply for Atal Pension Yojana

  • Go to your bank (like SBI, HDFC) or post office branch.
  • Take KYC documents (Aadhaar, PAN, bank details).
  • Fill the form and select the pension amount.
  • Get help from toll-free number: 1800-110-069.

Other important things about Atal Pension Yojana

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Exit: 30 days notice can be given, but penalty is applicable.

Change details: Go to bank/post office and get updated (name, address, nominee etc.).

Calculator: Estimate your amount using APY calculator on websites like GoDigit or Fincash.

Status check: Check with PRAN number on NSDL website.

This scheme is great for eliminating old age worries. For more details, visit the official website pfrda.org.in or contact your bank. If you have any specific questions, ask!

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Atal Pension Yojana 2025: Complete information about eligibility, benefits, contributions and application process

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